Long Term Care Coverage

The time to prepare for tomorrow is today!

Studies show at least 50 percent of Americans will need some form of long term care after the age of 50.

RH Group Services, a TRH subsidiary, has teamed with MedAmerica Insurance to offer an exclusive discount for Farm Bureau members on long term care coverage. MedAmerica is one of the fastest-growing companies in the long term care industry.

Unlike traditional long term care plans that cover only specific benefits, this plan features your own Cash Benefit Account: A pool of money paid out in cash to cover care in your home or in a facility. Cash Benefit Accounts are available in the amounts of $100,000, $200,000, $300,000, $500,000 or $1 million.

SAMPLE RATES
$100,000 Cash Benefit Account
Age	Monthly Premiums
50	$41
55	$81
65	$118
$200,000 Cash Benefit Account
50	$60
55	$83
60	$117
65	$173

What is long term care...
People who need ongoing assistance with the activities of daily living (ADLs) need long term care. ADLs include activities such as bathing, eating, dressing, toileting, continance and transferring.
Why should I worry about it now...
It's difficult for working-age adults to imagine a time when they might need long term care: It seems so far off. But while many people do need this type of care as the natural result of aging, millions of Americans under the age of 65 need it as a result of a debilitating disease or injury.

If you've ever wondered about how you would pay for long term care, the time to act is now. Through this exclusive discount offer, you will be able to decide how, where and from whom your care will be delivered when you need it. Premiums are based on your age and acceptance is based on your health.

For more information about this long term care coverage, call toll-free, 1-866-808-2077, or email us at LTC@trh.com.

Click here to learn more about other benefits of Farm Bureau membership.